The 2014 iOCTA (Internet Organised Crime Threat Assessment), published today by Europol's European Cybercrime Centre (EC3), describes an increased commercialisation of cybercrime.
A service-based criminal industry is developing, in which specialists in the virtual underground economy develop products and services for use by other criminals. This 'Crime-as-a-Service' business model drives innovation and sophistication, and provides access to a wide range of services that facilitate almost any type of cybercrime. The iOCTA report highlights that, as a consequence, entry barriers into cybercrime are being lowered, allowing those lacking technical expertise - including traditional organised crime groups - to venture into cybercrime by purchasing the skills and tools they lack.
more here............https://www.europol.europa.eu/content/organised-crime-groups-exploiting-hidden-internet-online-criminal-service-industry
A service-based criminal industry is developing, in which specialists in the virtual underground economy develop products and services for use by other criminals. This 'Crime-as-a-Service' business model drives innovation and sophistication, and provides access to a wide range of services that facilitate almost any type of cybercrime. The iOCTA report highlights that, as a consequence, entry barriers into cybercrime are being lowered, allowing those lacking technical expertise - including traditional organised crime groups - to venture into cybercrime by purchasing the skills and tools they lack.
more here............https://www.europol.europa.eu/content/organised-crime-groups-exploiting-hidden-internet-online-criminal-service-industry